ACP Target

ANNUAL CREDIT PLAN

With the overreaching objective of inclusive growth, NABARD prepares Potential Linked Credit Plan (PLPs) for all districts of the State, the Banks and State Govt. work together through the District Credit Committee and mutually draw Annual Credit Plan for all the districts on the basis of Block wise potential mapped out in the PLPs.

Comparision of Potential Linked Credit Plan & Annual Credit Plan in the Last Three years :

(in Crores)

SECTOR PLP 15-16 ACP 15-16 PLP 16-17 ACP 16-17 PLP 17-18 ACP 17-18
FARM 107.76 978.55 718.75 563.05 795.26 584.27
NON-FARM 084.60 043.51 576.42 450.74 890.42 103.18
OTHER PRIORITY 551.64 502.06 230.65 371.03 977.86 781.35
SUB-TOTAL 4744.00 4524.12 6525.82/td> 6384.82 8663.53 8468.80
NON-PRIORITY - 790.10 - 895.86 - 232.13
TOTAL 4744.00 6314.22 6525.82 8280.68 8663.53 0700.92

Under the financial inclusion, the Banks have taken initiative to promote

  • Opening of bank branches in unbanked areas.
  • Enlarging network of banking through Business Correspondent
  • Financial Literacy and Credit Counseling Centres
  • R-SETI (Rural Self Employment and Training Institute).
  • Promotion of digital transactions.

TARGET ACHIEVED BY BANKS UNDER ANNUAL CREDIT PLANS IN THE LAST THREE YEARS

(IN LACS)

YEAR TARGET ACHIEVEMENT PERCENTAGE
2014-15 12505.26 10407.50 83%
2015-16 14524.12 12973.51 89%
2016-17 16525.82 12841.49 78%